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WHAT WE DO?

Property Twins™ provide Mortgage Broking services to time poor professionals. We have a ‘big picture’ focus to deliver tailored property finance solutions aligned with client goals to ensure their real estate success. We assist home owners, buyers & investors with finance strategy and lending arrangements. We work with clients all across Australia and with expats.

TAILORED FINANCE STRATEGY

We know, no one size fits all. We listen to your needs and goals to provide you with a tailored finance strategy

EXPERT FINANCE ADVICE

We focus on correct loan structures for your home and your investment properties with long term and big picture focus

PERSONALISED SERVICE

We assist time poor professionals every step of the way with fast and efficient service, from the fact finding process, strategy and all the way through to settlement and beyond

WE WORK FOR YOU

We work for our clients and do not work for one bank, lender or franchise. We are selective about our lender recommendations based on the quality of service and products on offer

WHO WE ASSIST?

Property Twins work with clients all over Australia and Australian expats overseas

HOME BUYERS

Property finance for first home buyers and upgraders with focus on correct structuring

PROPERTY INVESTORS

Strategically structuring property portfolios finance to empower property investors

LOAN REFINANCING

Adjusting existing loans to get a better deal for our clients

AS SEEN IN

TESTIMONIALS

What our clients are saying…
Dani & Josh Purcell
When my husband and I were looking to buy our first home, a friend recommended the Property Twins. It was so overwhelming not knowing what exactly was involved and we are now so grateful for their referral as Sana and Mona were amazing. They were so helpful and understanding in such a time for us. They were also so responsive, approachable and professional. We can’t thank them enough for their patience of a first home buyer and for help making our dreams turn into reality. They come very highly recommended by us. Thank you so much for everything. We truly appreciate everything you have done for us.
Dani & Josh Purcell

Nick & Erin Bowpitt
Before we met the Property Twins, we were uncertain about the direction we wanted to go with our property journey. Mona and Sana gave us the confidence to negotiate and search for properties while knowing exactly what our limitations were. If we were ever unsure Mona and Sana were available every step of the way and communicated in a prompt and professional manner and executed any requests we had. The best thing about the Property Twins is even after securing the right loan to suit our situation Mona and Sana have stayed in contact and right now we are looking for ways to improve our cash flow on a separate investment property. For anyone that needs finance for an investment property or their home we could not give a higher recommendation to The Property Twins. We will be recommending them to friends and family and working with them again for our next purchase.
Nick & Erin Bowpitt

Immanuel Arena & Jeanne Walker
For us the biggest challenge was finding someone willing to advocate and fight for us to get the best outcome for the loan and coordinating all parties to finalise our home purchase. It did happen as the Property Twins team ensured all parties were on the ball and working as efficiently as possible. The best part for us was walking into our home for the first time knowing that everything had been sorted and the only stress left was moving. When we recommend you to friends/family we would say that you are both very friendly, professional, easy to talk to, thorough and always ensured that the process ran as smoothly as possible.
Immanuel Arena & Jeanne Walker

Natalie & Shawn Radford
We found the Property Twins online. We needed to get equity out of an existing investment property to use to purchase more investments. The twins were fantastic in helping us achieve this. We also used them to secure finance to fund deposits for another property which will happen in due course. Sana and Mona were amazing, helping us every step of the way and also putting us in touch with some great financial contacts to help us with our future plans. We would highly recommend them to others to use and we will be using them in future purchase we will have.
Natalie & Shawn Radford

Marguerite & George Goodman
We would just like to thank both of you (Mona & Sana) for your help & guidance through the process of purchasing our first Investment Property. We entered into this process with trepidation, as it was our first time. The guidance & understanding from both of you allied our fears tremendously. You guided us through each step & eased any fears we had. Any questions we asked, you answered & guided us through all the processes.. It made everything so much easier. We are confident, without your exceptional help, we would have not proceeded and have the fantastic result that we achieved. We would & will highly recommend you & your Company without hesitation to our friends & anyone who asks for advice on purchasing Property. You have permission to publish this as a recommendation as you see fit. With great thanks
Marguerite & George Goodman

Chinchu & Priju Jacob Paul
Sana & Mona were awesome throughout the loan process, especially in helping us understand how to structure our loan using simple pictorial explanation. They also got us good interest rates, additional discounts, clarified all our questions, keeping us updated on the status of our loan refinancing, followed up with the bank where necessary and got everything done on time. Personalised service at its best! Looking forward to continue this association
Chinchu & Priju Jacob Paul

Dylan Mendes & Swathi Gowda
  When setting out to purchase our family home, we were conscious of not having a good mortgage broker on our team. The ones we had used previously did the job, but didn't impress us sufficiently to earn a recall. As our lives got busier and our needs more complex, we felt the need for someone we could trust as well as someone that was switched on with respect to the complicated and ever-changing landscape of lending. Enter the Property Twins. Mona and Sana took the time to understand our requirements and provided us with timely and useful guidance on the best way to structure our home loans. We were delighted by their efficiency and prompt response times; they worked well with us to get an expedited loan approval through, to meet the deadlines of a property we were tracking closely. We were also extremely appreciative of their forthcoming and impartial advice. All in all, we wouldn't hesitate to recommend them to anyone requiring similar services.
Dylan Mendes & Swathi Gowda

Tina Papas
Sana and Mona from Property Twins were professional, attentive and efficient. They took the time to understand my financial situation and recommend the best products to suit my needs and my financial goals. Their amount of knowledge and expertise has saved me countless amounts of time and saved me making huge financial mistakes. I have used the Property Twins to refinance my PPOR and to start my investment portfolio. Working with the Property Twins was an absolute pleasure. Always available when I needed them and they were very transparent. I would definitely recommend Sana and Mona from Property Twins to any of my family and friends, as I could not be more satisfied. 10/10 experience!
Tina Papas

Maryanne & Joel Di Biasi
We would like to thank Sana and Mona from the Property Twins for helping us build and grow our property portfolio. Their professionalism, experience and knowledge has allowed us to enjoy our property investment journey with both of them by our side. They are always willing to go above and beyond and I can't wait to see what we can achieve together. We would not hesitate in recommending the Property Twins for anyone looking for mortgage brokers specialising in property investing. They will be an asset to any team.  
Maryanne & Joel Di Biasi

Will Latu & Amy Hayward
The biggest challenge for us was getting finance due to being a foreign income earner and trying to get another pre approval for a second investment property, we were told that no bank would take us on due to the tight lending policy’s, and yes we managed to get a pre-approval through you guys which was a great surprise. Mona & Sana have always been helpful and given great advice on structuring our plan to have a clear insight, so that we can build our property portfolio and having our best interests at heart. There is no beating around the bush with you two, everything is out in the open which is great when we are very new and vulnerable to making mistakes in the property market. The Property Twins are great to work with they are both very helpful and have our best interest at heart, not only are they mortgage brokers but also savvy investors which gives us confidence when they give us helpful advice for what to look out for in purchasing a property, and how having a passive income through property investing will make retirement life a lot easier.
Will Latu & Amy Hayward

Todd Wu & Alyzza Pathammavong
We thoroughly enjoyed working with Mona and Sana and would recommend the Property Twins to anyone looking to begin, or further, their investment property journey. They provided invaluable strategic advice with our long term goals in mind and were incredibly responsive - making the process very quick and "user-friendly". As Australian expats living overseas, we were faced with the challenge of the Australian bank's strict foreign lending rules. The result they achieved for us far exceeded our expectations. We see Mona and Sana as trusted advisers and look forward to working with them on many more transactions to come.
Todd Wu & Alyzza Pathammavong

Shagufta & Khalid Iqbal
We had an absolutely incredible experience working with the Property Twins regarding both the planning and execution stages of our recent property purchase in Sydney. They were extremely patient with us throughout the whole process and introduced us to many wealth maximisation strategies, which were extremely beneficial in enabling us in achieving our goal. We think the biggest part of being able to achieve this goal was the extremely comfortable and approachable attitude of the Property Twins. The Property Twins were very proactive and supportive in every step of this journey. They often went out of their way to help us. We would absolutely recommend Property Twins for their all round supportive and customised service to our friends.
Shagufta & Khalid Iqbal

Prem Srinavasan & Siva Shanmugantahan
Property Twins are incredibly efficient and helpful. We were not quite sure on how to use our equity to purchase our first investment property. They helped us to restructure our existing loan to maximise tax benefit. They helped us to got our pre-approval for our loan even though we had only one income due to my wife being on Maternity leave. They went above and beyond our expectation and provided a tailored solution to meet our needs rather than just providing an off the shelf product. They are very easy to approach and have been very patient in answering our questions even if they are silly. They explain the strategies in such a way that is easy to understand even for a person without finance background. They are very efficient and came back to our queries almost immediately. They made this daunting process quite simple for us. They even provided tools and tips to assist us with the search of quality investment properties. They don’t hesitate to share their knowledge and we got to learn new things from every conversation we had with them. They are professional and have strong ethics and we would highly recommend them to anyone who are stepping into the property market or planning to build a property portfolio.
Prem Srinavasan & Siva Shanmugantahan

Nishant Gupta & Arushi Garg
Property Twins have great insights on how property market works in Australia. They have actually built a property portfolio themselves, so all their knowledge comes from practical experience and not just by reading on forums and books. I believe, knowledge is the best gift you can give to someone. The Property Twins have shared a lot of their practical experience with us. It would be a pleasure to introduce them to my best friend and just not to my best friend but anyone who wants to be in property market, either home or investment, we would suggest to touch base with the Property Twins once at least.
Nishant Gupta & Arushi Garg

Michael Xia
I’ve had the pleasure of knowing Mona & Sana for several years, and what’s impressed me the most is their willingness to help others achieve their goals & dreams through property investing. It’s what they are both passionate about. Sana & Mona have achieved amazing results in their own property investment journey and am certain they can help you achieve the same. If you are looking for a successful mortgage broker who specialises in property investing and goes beyond what an average mortgage broker does then you can’t look past Sana & Mona. They will make a great addition to your team!
Michael Xia

Karyn & Chris Little
The biggest challenge for us was knowing where to start on our investment property journey, i.e. refinancing – how this all worked. What we could and couldn’t do and having someone reassure us that what we wanted to do was achievable. Our favourite part of the process has been having someone who has invested in properties themselves a number of times and who are very knowledgeable about investment properties being there for us to talk to and ask questions of, every step of the way. It was great to have the Property Twins beside us at every step of the way. They answered all our ‘silly’ questions and informed us of things we would never have known about, if not for them. Without tapping into their knowledge and expertise we don’t think we would have actually ‘jumped’ and gone ahead with purchasing an investment property, Further to this they showed us we have the potential to purchase more than one property and build an investment portfolio.
Karyn & Chris Little

Darren & Dianne Buttigieg
Before we met the Property Twins the biggest challenge was actually doing something constructive. We were in a state of Analysis Paralysis so nothing happened. After meeting Mona and Sana we felt like we got the support, advise and encouragement we needed to move forward. The journey with the Property Twins has been very rewarding and the advise offered which was from their real life experiences has made us feel very comfortable with our final decisions. We would gladly say to our best friend, that the worst thing you can do is nothing and we can assure you Mona and Sana will point you in the right direction and will always be there to help if in doubt.
Darren & Dianne Buttigieg

Aditya Gundimeda & Ankita Ahuja
Working with Mona and Sana was a wonderful experience. To begin with, there was a lot of em​phasis on understanding our goals, which gave us the confidence that we were dealing with people who care about us! Being a first time property investor in Australia, we were looking for a mortgage broker whom we could trust, leverage their property investment experience, bounce off ideas with, and ask as many questions as we wanted. Mona and Sana have ticked all these boxes. Throughout the journey, they always under-promised and over-delivered. What stood out for us was their focus on customer experience - their philosophy of educating clients and aspirational investors through blogs, their coverage on social media and forums, constant communication and client engagement through the process, and not to forget the value-adds! For us, engaging Mona and Sana was an opportunity to learn and be guided at every step of our property investment journey. If you are in similar shoes, or looking to partner with a mortgage broker who is trustworthy, responsive, proactive and approachable at all times… then don’t look beyond the Property Twins!
Aditya Gundimeda & Ankita Ahuja

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